If you want to drive around the UK, you must have insurance. - Driving uninsured car is treated by police as a criminal offense - warning with cornet cornet, Andrzej Services, a company helping the Poles to obtain compensation after accidents in the UK. The easiest way to buy insurance over the Internet by filling out the online application. The amount of money to influence age of the driver (the most expensive insurance covers a person to be 21 years of age), years of holding a driving license, insurance history (number of cracked and accidents), vintage car, engine capacity, information, where it will happen auto (car insurance kept in the garage will be lower), and the number of drivers, which insures your car. The more users of the vehicle, the more it will cost insurance. In the event of an accident the insurance will pay only if a driver involved in the incident was insured.
Precious's contribution
Insurance in the UK are not the cheapest, especially if you can not boast of a documented history of accident-free driving. Example - the cheapest at InsureSupermarcet.com site - an offer for the Ford Fiesta in 2001, the course of nine thousand. miles a year, niegarażowanego, nieużytkowanego by third parties, is the basic version of 446.7 pounds per year. You can pay in monthly installments of £ 44.47. Extended version, which includes such towing, car replacement or repair at the time of insurance to the radio, costs about £ 624.54.
Who reduction, to whom?
Discounts for collision-free driving (no clim discount) start at 10 percent. and go back to 1960, and some companies even 70 percent. British insurance companies accept a discount for accident-free driving for the drivers from the European Union, if you produce a written confirmation with information on the number of years, during which a person did not cause any accident. An additional discount on the purchase of insurance get the driver who finished in the UK specialized courses - Pass Plus. Certificate of completion is for the insurer guarantees that the driver drives safely and in accordance with British law.
Good advice:
Tom, a professional driver: When looking for insurance I recommend the search engine on the Auto Trader (www.autotrader.co.uk). After administration of vehicle and driver search engine within two minutes several dozen insurers will give you money, starting with the cheapest deals. British insurers are reluctant to recognize the Polish discount, but talking with the consultant by phone, you can negotiate something. When dealing with my insurance first, I managed to get from Norwich Union for the year no-claims discount driving without any confirmation. By signing the agreement, it is worth noting, inter alia, the so-called. excess, or share your own. This is the amount you must pay from their own pockets, when the damage will result. In my polisie it amounts to 250 pounds. The greater the amount of excess, the cheaper the insurance.
King:
The best solution is to obdzwonienie most insurance companies, or fill out online applications targeted to them. Criteria is a lot, the cost of insurance will vary, even in view of the postal code, under which the car will be parked. Finding a good place to start insurance visit www.moneysupermarket.com / motor, which can be compared immediately offer 50 insurers. Not all results will give a specific price, but you gain an overall picture of the situation, contact details for companies and insurance conditions.
Car Pricing
Insurance companies, as in Poland, appreciate a car based on its market value, engine capacity, as well as burglary protection installed. There are 22 groups: group 1 corresponds to the smallest and najtańszemu car, a group of 22 is a Ferrari. You can usually find a very good car in the group of fifth Cars with more than 10 groups are extremely expensive and there is a serious risk of being stolen.
Payment of compensation
Insurance companies are reluctant to be too much compensation to accident and prefer drivers who hold a British license, because they can check if the driver is good (through a system of penalty points). However, a license from the European Union are accepted free of charge. At present, Tesco offer the cheapest insurance and the Egg. For example, at Tesco Opel Astra insurance group 5 costs about 500 pounds per year, while in The AA hopes for a similar car up to 1,400 pounds. Always worth a visit to the website of the insurer, because often there is a converter that allows to estimate the amount of insurance (see, eg, www.its4me.co.uk).
Green Card
From 1 May 2004, green card is not obligatory upon departure by car to the EU and EEA countries see details www.pbuk.com.pl Still, it may nevertheless serve as an international proof of insurance, which, in the event of an accident, makes it easier to obtain compensation.
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