The amount of car insurance in England How do you care?

• First Car, auto - type and model

All cars are allocated to the so-called group insurance. These groups from January 2010 is fifty and replaces the previous twenty. The smaller number of groups to which our car, the lower ubezieczenie. Most cars already housed in groups of 6-13. To which group should be decided by a car 'Insurance Group Panel' - 'Insurance Group Rating Panel', which consists of members of the Association of British Insurers, 'Association of British Insurers' (ABI) and Lloyds Market Association - 'Lloyds Market Association' (LMA)), they take decisions based on the risk of collision and repair rates of the model. Generally the case that the more expensive and exotic cars with more horsepower, this insurance will be higher. Is also important is what type of protection against the possibility of theft is our car. Organization, which sets the direction here is Thatcham

• Second The driver, age, gender, status, profession.

The second most important factor in the amount of insurance is kierowca.Generalnie the younger the better insurance. Possible to observe some przediałów: up to 21 years (most expensive), 21 years to 25 (expensive insurance), 25 to 30, 30-50 (ok), 50-60, 60 + (the rate goes up again). It will be noticed also discrimination against men, this means that sometimes for the same variables and different sexes, women have the possibility of cheaper insurance than men. Naturally it is important for our social status-is that we are married, and we are a home owner can get a little help. Also, what we do not is irrelevant. One could guess that the professions such as nurse or teacher, make the insurance is a bit cheaper. 

• Third Location, address, garage.

It is important where we live, because for each county, there are indicators of risk of accident. Correctness is more so that the farther from the city center the cheaper. It is also important is where we park your car. Garage gives you a discount, then the so-called driveway-driveway. The worst, if we park on the street near the city center, then you have to reckon with more expensive insurance. Sometimes addresses away just 3-4 miles can vary in price by more than 100 pounds. 

• 4th Relief, NCB-no claim bonus.

A percentage discount can we in previous accident-free driving and NCB-No Claim Bonus. Regularity is here so that the longer we had no case, the more discount you get. Some insurance companies in the order of 50%. But it is so dependent on the insurer if you have a lot riding latbezwypadkowej confirmed the so-called NCB, you may want to check with various insurance companies offered discounts height. 

• 5 Type of driving license.

The DVLA information that we do not need to exchange Polish for a British license. However, many a person no longer living in the UK will tell you that it is worth. Why? Although it should not be so often the cheapest and easily ubezpieczymy to having a full British license-Full UK Driving License.